A1 Fast Cash offers the lowest rate on car title loans in Georgia. A1 Fast Cash works with each customer to find a payment plan that meets their needs.
A1 Fast Cash uses multiple sources when determining how much you can borrow when doing a car title loan. This guarantees that A1 Fast Cash will loan the most on your car, motorcycle, Jet Ski, boat, RV or commercial vehicle.
A1 Fast Cash can get you your cash in as little as 15 minutes. All you need is a car title, proof of residence and ID. No credit check, no income verification and no job requirement. Call or complete the online request form to see how much cash you can get today!
Doing a car title loan with A1 Fast Cash allows you to keep your car. Once your car title loan is paid off you can pick up your title, it’s that easy. Call today!
Our lenders may offer you a pawn with an APR between: 60% - 360% The APR on a small dollar, short term pawn represents the amount of your pawn, cost of the pawn, term of the pawn and repayment amounts and timing. Pawns on the lower end of the APR range may be for a larger pawn amount and for a longer term. Pawns on the higher end of the APR range may be for a smaller pawn amount and for a shorter term. Depending on your credit needs, and desire to pay your pawn off quickly, your lender may only offer you pawns with an APR near the high end of the range displayed.
Consumer Notice: THIS IS AN EXPENSIVE FORM OF CREDIT. A SHORT TERM PAWN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CONSUMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY.
The following is a representative of our network of lenders: If you do not pay your pawn according to its terms, you may be assessed one or all of the following - late fees, administrative fees, non-payment fees, insufficient funds fees, court costs, and legal fees. In addition unpaid fees may accrue interest. Please contact the lender you signed your pawn documents with to familiarize yourself with the applicable fees above. In addition the lender may report your information to a consumer reporting agency, which may negatively affect your credit score. Please refer to the section below labeled "Collection Practices" for more information.
The following is a representative of our network of lenders: If you do not pay your pawn according to its terms, collections efforts will begin. Collection practices do vary by lender, and all lenders are subject to the Fair Debt Collection Practices Act. Debt collection efforts may include the following: telephone calls to your home or place of employment between the hours of 8:00 a.m. and 9:00 p.m., voicemail messages, notices by mail, and door to door. Debt collectors may not harass you, make false statements, threaten arrest, or engage in any other unfair practices.
Credit Score Implications
We do not run your credit with Equifax, Transunion or Experian to determine pawn qualification, pawn amount or interest rate. Doing so can result in a reduction of your credit score by a small number of points each time that it is run. We do not report your payment history to the credit bureaus therefore your credit score will not be affected either positively or negatively by your payment history. We may take steps to verify the accuracy of the information you have provided including, but not limited to, clear vehicle title, your social security number, driver's license number, national ID, or any other state or federal identifications. We may review your information against other national databases to determine your credit worthiness or credit capacity.
Depending on the lender you are matched to and in accordance with state regulations, you may be able to renew your pawn. Your pawn agreement may give you the option to renew your pawn manually or automatically. In some cases there may be administrative fees associated with renewals. Please contact the lender you signed your pawn documents with to familiarize yourself with that lender's official renewal policies.
We are not a lender. Only your lender can provide you with information about your specific pawn terms and APR and the implications for non-payment of your pawn. Ask your lender for their current rates and charges and their policies for non-payment.
The operator of this website is not a lender, does not broker pawns to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. You agree that your use of this site and services are at your own risk. This site will submit the information you provide to a lender. Providing your information on this Website does not guarantee that you will be approved for a pawn of any kind. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. The operator of this Website works on behalf of third-party organizations who make all credit and lending decisions. Should the lender, at its sole discretion, decide to offer you credit, the lender will compensate the operator of this Website. Actual disclosure of the lenders name will take place after providing your information on this website.
This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your pawn, please contact your lender directly. Residents of some states may not eligible for pawns based upon lender requirements. Time to pay off your pawn balance is subject to laws in your state; not all borrowers may qualify for a Pawn.