What is a title loan?
An auto title loan is a 30-day pawn that is secured by your paid off vehicle. We place a lien on your vehicle and you continue to drive it. When the loan is due, you may:
a. Make a payment and renew the contract for another 30 days.
b. Pay the title loan in full.

What do I need to qualify for a title loan?
a. A paid off vehicle with a clear title.
b. Proof of residence (current phone or utility bill).
c. A spare set of keys.
d. Drivers license and proof of insurance.
e. Bring in vehicle at the time of the title pawn.

How much money can I borrow?
The loan is based on the value of your vehicle. Call one of our offices for a free quote.

How fast can I get the money?
We usually can have you approved in minutes after taking your application. You will have the money in your hands upon completion of the paperwork.

Do I need to have good credit to get a title loan?
No

Do you check my credit?
No

How long is the term of the title loan?
30 days. When the title loan comes due, you may pay the pawn charge and renew the contract for another 30 days, or you may pay off the title loan. It’s always your choice.

Can I pay off the title loan at any time?
Yes

Is there a penalty if I pay the loan off early?
No

Do I get to keep my car?
Yes, you continue to drive your vehicle. We place a lien on the vehicle until you pay off your title loan.

Do I need a checking or savings account?
No

How do I get started?
You can start the process immediately by completing an application and calling one of our offices!